Category: Events
Carpathia Investing Club 2025 Retrospective: Figures, Strategy, and Community Consolidation
Here is the English translation of your article, maintained in a professional and engaging tone suitable for an investment community.
Carpathia Investing Club 2025: A Year of Consolidation and Strategic Growth
The year 2025 represented a chapter of testing the principles learned throughout the three years of Carpathia Investing Club’s existence. It was a period marked by noise and volatility, yet we chose to remain faithful to our fundamental pillars: consistency, networking, and education.
Performance in Figures: Sustainable Growth
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12 New Members: Our community expanded with business professionals and experienced individuals who share the club’s core values.
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10 Personalized Strategies: We built 10 investment strategies from scratch, tailored to the risk profiles and objectives of our newest members.
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€250,000 Invested Capital: Club members directed an average of €20,000 monthly toward capital markets, demonstrating remarkable financial discipline.
Investment Philosophy: Consistency Over Speculation
Our portfolio strategy remained anchored in consistency. We avoided short-term speculation and focused primarily on ETFs such as NASDAQ, S&P 500, and BET-TR.
“The results of our members’ portfolios in 2025 reflected market performance. In a year of growth, but with moments of significant volatility, our strategy was the accumulation of main indices and the cementing of core investment principles.” — Flavian Cătălin Pah, Founder of Carpathia Investing Club.
Beyond the Numbers: Expansion and Validation
1. Crossing Local Borders: CIC Brașov
The year 2025 marked the opening of Carpathia Investing Club Brașov. This expansion came naturally, confirming the need for an investor community in Romania’s other major economic hubs.
2. Dialogue with Business Leaders
Our monthly meetings remained the heart of the club. We had the honor of hosting leaders from prestigious companies such as SIMTEL, DN Agrar, and Contakt.
A highlight of the year was our members’ participation in strategic discussions regarding a potential BVB (Bucharest Stock Exchange) listing alongside the Contakt board, offering our community a rare perspective on the mechanisms of going public.
3. Responsibility and Education
We supported financial education sessions within the UTCN Student Entrepreneurial Society, laying the foundation for a healthy money management mindset for young engineers and entrepreneurs.
The CIC Community: Hiking and Shared Experiences
In 2025, we strengthened our community ties as much as our portfolios through several memorable experiences:
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Hiking and storytelling on the “Partisans’ Path” (Calea Partizanilor) in the Apuseni Mountains.
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The Gold Path at Roșia Montană: A journey with hundreds of tons of gold and hundreds of kilometers of galleries beneath our feet. From that moment to the present, the price of gold per gram has increased by approximately 34%.
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Closing the year at “The Other Christmas Market” with our friends at Urania, who were our welcoming hosts throughout the year.
Principles for a Successful 2026
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Time in the market beats timing the market: We continue to invest regularly, regardless of the noise that will inevitably appear in the markets.
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Geographic and Sectoral Diversification: Diversification remains the best advantage against risk.
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Investing in Human Capital: The highest return comes from acquired knowledge and access to a network of people with shared values.
Good luck investing in the new year!
IPO – Contakt Express Logistik S.A.
Contakt Express Logistik S.A. is conducting a Public Offering of nominative, ordinary, indivisible, dematerialized shares of equal value, each having a nominal value of 0.1 RON/share (trading symbol: CTK).
Subscription period: 15 business days, from November 12, 2025 to December 3, 2025, the last day of the Offer being December 3 at 13:00 (EET).
Number of shares offered: up to 3,660,000 ordinary shares
Offer structure:
The First Carpathia Investing Club Meeting in Brașov
Investing is no longer just the domain of Wall Street experts. It has become part of the everyday lives of many Romanians looking to protect and grow their capital. Carpathia Investing Club, a community born in Cluj, is now expanding to Brașov—a city with significant potential both in real estate and on the stock market. Continue Reading
CIC Meetup #10 – Is it too early or already too late to invest in AI?
Is artificial intelligence the next big economic revolution? Can we still talk about companies that don’t take into account the benefits and the “threats” that AI brings to the economy?
Since the beginning of the year, AI companies have raised a lot of money from investors in a period that some experts see as an investment bubble, while most investors see opportunities that are not worth missing.
Ioana Birta, CFO TeraPlast to join Carpathia Investing Club monthly investment meeting
On a monthly basis, our club invites investors and people interested in starting to invest in the stock market for an informal discussions about stocks, bonds and money. For the last several meetings, we met with representatives of listed companies, entrepreneurs and experienced investors too. So far we have covered topics such as:
- The real estate market in Cluj-Napoca, with Sorin Sucală – CEO Imobiliare360, Vlad Gliga – Managing Partner Napoca Business and Ada Benedek – Retail Division Manager Kiwi Finance as guestes
- The connection between the price of milk and inflation, where we had Lucian Naș, Director of Bonas Import Export. Bonas is listed on the secondary market of the Bucharest Stock Exchange under the symbol BONA.
- The Bucharest Stock Exchange and the listing of Hidroelectrica.
CIC Meetup #7 – Is The Real Estate Market in Cluj Falling in Prices?
Are you looking to sell, buy or rent an apartment? Even if in the last few years the real estate market in Cluj-Napoca has become one of the most expensive markets in Romania, the market in recent months has changed, with rising interest rates and the slowdown in lending being some of the reasons that would lead many to believe that real estate prices have fallen.
Where is the real estate market in Cluj-Napoca today? What is the price per square meter that you should aim for if you want to sell a property and what is the amount you should take out of your pocket if you want to buy a property? Have prices fallen, stayed constant or risen since the beginning of the year and so far?