The first quarter of 2025 was a dynamic period for the members of the Carpathia Investing Club, who continued to explore new opportunities in international markets. In the context of political instability in the United States, investors redirected a significant portion of their capital toward European markets and companies that offer dividends.

Investment Directions

U.S. Market ETFs

Club members invested 60% of their capital in ETFs that track the performance of the U.S. market. This decision was influenced by recent market declines, driven by political instability and controversial foreign policies. By identifying these opportunities, Carpathia investors managed to take advantage of attractive asset valuations. Analyzing historical trends, it was noted that during times of volatility, the U.S. markets can offer significant recovery potential.

Focus on Europe

Another 20% of investments was allocated to ETFs that track European markets. Europe proves to be a stable and promising option for investors, given that the European Union continues to demonstrate a robust economy with few political divergences. This geographical diversification helps reduce risks and increases potential returns. Carpathia investors closely monitor economic developments in the region, including monetary and fiscal policies that can influence market performance.

Investments in Dividend-Paying Companies

The final 20% of the portfolio was directed towards investments in dividend-paying companies. These investments were generally the choice of members with more experience, who seek to obtain a steady passive income through dividends. We carefully analyze companies in this segment, considering financial performance, dividend stability, and growth prospects. Investments in solid companies with a history of consistent dividend payments are viewed as a strategy for risk reduction and ensuring a long-term income source.

What’s Next?

We are preparing for the meeting on April 24th, where we will host historian Iosif Marin Balog as our guest. During this meeting, we will discuss investments in gold and the Mica company, one of the largest gold extraction companies in the Apuseni Mountains during the interwar period, from where approximately 1/3 of Europe’s gold needs were extracted in the 1940s.

We invite all members and interested individuals to participate in the discussion. As always, the discussion will take place at Urania Social Hub, located at 4 Horea Street in Cluj-Napoca. Registrations can be made here.

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